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Rethinking Pension Innovation in Africa

Today, in a room filled with some of the most influential minds in the retirement space, our Co-founder and Chief Commercial Officer, Timothy Mukoba, took the stage at the 6th Annual Africa Pension Funds & Retirement Summit in Casablanca, Morocco.

He opened with a story. One rooted in community, trust, and the quiet brilliance of Africa’s informal financial systems — chamas, osusus, stokvels. Systems that have long served millions where formal structures have not.

He called them “Africa’s hidden gem.”

Timothy invited delegates into a journey — one we at Systech know well. A journey of remembering before reinventing. Of asking better questions. Of using design thinking not as a trend, but as a tool to solve real problems for real people.

He spoke about re-tyre-ment, not retirement. About designing pension products that reflect how Africans live, earn, dream, and age. And he did it not just with insight, but with heart.

There was a quiet shift in the room when he imagined a solar pension fund — one that lights up rural communities today and secures income for tomorrow. And when he challenged the room to think beyond legacy systems, to rethink inclusion, and to meet the informal sector with tools that speak their language — we felt it. The future leaning in.

Timothy didn’t just represent Systech today. He represented our values. Our belief that pension technology in Africa must be bold, human, and deeply local. That the boda rider deserves as much retirement dignity as the office executive. That innovation begins with empathy.

We’re proud of Timothy. And we’re proud to be building the systems he spoke about — AI-powered platforms, lifestyle-aligned pension products, data-driven dashboards — not someday, but today.

Because at Systech, we don’t just imagine the future of pensions in Africa. We design it.

Today, in a room filled with some of the most influential minds in the retirement space, our Co-founder and Chief Commercial Officer, Timothy Mukoba, took the stage at the 6th Annual Africa Pension Funds & Retirement Summit in Casablanca, Morocco.

He opened with a story. One rooted in community, trust, and the quiet brilliance of Africa’s informal financial systems — chamas, osusus, stokvels. Systems that have long served millions where formal structures have not.

He called them “Africa’s hidden gem.”

Timothy invited delegates into a journey — one we at Systech know well. A journey of remembering before reinventing. Of asking better questions. Of using design thinking not as a trend, but as a tool to solve real problems for real people.

He spoke about re-tyre-ment, not retirement. About designing pension products that reflect how Africans live, earn, dream, and age. And he did it not just with insight, but with heart.

There was a quiet shift in the room when he imagined a solar pension fund — one that lights up rural communities today and secures income for tomorrow. And when he challenged the room to think beyond legacy systems, to rethink inclusion, and to meet the informal sector with tools that speak their language — we felt it. The future leaning in.

Timothy didn’t just represent Systech today. He represented our values. Our belief that pension technology in Africa must be bold, human, and deeply local. That the boda rider deserves as much retirement dignity as the office executive. That innovation begins with empathy.

We’re proud of Timothy. And we’re proud to be building the systems he spoke about — AI-powered platforms, lifestyle-aligned pension products, data-driven dashboards — not someday, but today.

Because at Systech, we don’t just imagine the future of pensions in Africa. We design it.

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