The Golden years are what the majority (if not all) of working people look forward to. When you no longer have to wake up and drag yourself to work. The time when you finally have time to breathe because there…
Many financial experts advise that true freedom comes when a person manages to attain financial freedom. However, the journey towards financial freedom is a long and winding one with many lessons to learn, opportunities to unlearn and relearn beliefs about…
Numerous studies have found that the majority of employees are living paycheck to paycheck and barely making it through each month. If the pandemic is anything to go by, savings are an important asset to any individual. A regular saving habit…
Retirement age, also known as the golden years, is a part of life that the majority of working people look forward to. A time when you can wake up when you want, do what you are passionate about, and create…
Did you know that managing pension risk is a thing? The investment landscape has grown and will continue to grow tremendously over time. With new investment vehicles being created and strategies designed, it is very important to pay even greater…
Pension plans rely on the investment of contributions to produce returns. It is these returns that make it possible for retirees to be paid either as a lump sum or through monthly payments. As with any other form of investment…
Africa is a youthful continent with plenty of resources and diverse talent. However, she has one big challenge: The unemployment rate. Though there had been tremendous efforts in creating job opportunities, the COVID-19 pandemic came to cause major disruptions. As…
Do I need a financial planner? As the world advances, everyone gets busier by the day. This means you may no longer have the time to focus on every aspect of your life including your financial life. Finances touch on…
Within Africa, governments are facing the issue of old-age poverty which is forcing retirees to depend on their families for financial support despite having worked for decades. Although having an organisational pension scheme is not mandatory in a majority of…
Financial planning might appear intimidating thanks to all the jargon and numbers involved. However, if you take enough time to try to build up your knowledge and understand the implications of financial planning, you will easily navigate your way through…
Social security refers to any government assistance through which citizens can receive monetary assistance. Retirement benefits are one of the three types of social security provided by governments across the world. Unlike the Western world, the majority of African governments…
Everyone dreams of it. A life where you don’t have to wake up and go to work (or turn on your zoom camera). A time where you are free to take as many trips as you wish, or finally have…