What if the pension you spent thirty years building becomes insufficient because of the healthcare you need in retirement? You contributed faithfully. Your employer remitted the deductions. The trustees oversaw the fund. Your retirement benefits were calculated correctly and paid…
What, Exactly, Are We Preparing People to Retire Into? Imagine two people retiring with exactly the same monthly pension. One owns a modest home, has planned for healthcare, carries little debt and has meaningful relationships beyond the workplace. She knows…
We Have Been Celebrating the Wrong Number Late in 2025, in Kampala, some of the most powerful institutional investors on the continent gathered for the All-Africa Pension Summit. The headline was intoxicating. Africa’s pension funds now command somewhere between US$700…
Africa’s Pension System Was Built Around the Wrong Worker Walk through almost any African town before sunrise and the economy is already in motion. The market trader is arranging her stock. The boda boda rider is beginning his first trip…
A thought-leadership series on the future of retirement outcomes across the continent For decades, Africa’s pension conversation has largely been framed around a familiar set of questions. How do we increase pension coverage? How do we grow contributions? How do…
After more than two decades working in pension administration across Africa, one fundamental question keeps keeping me up at night: How many pension professionals truly understand both sides of the balance sheet; the assets and the liabilities? The answers I’ve…
There are rare moments when a publication transcends its pages and becomes a catalyst for an industry-wide movement. Across the African continent, that momentum is visibly gathering pace. Today, I am delighted to recognize the Public Officers’ Defined Contribution Pension…
Last week, I stood before delegates at the 7th Annual Africa Pension Funds & Retirement Summit in Mauritius and asked a question that disrupted our collective comfort zone: If our funds are 100% compliant, why are our members still complaining?…
This month, I took to the stage at the APTAK Annual International Conference in Mombasa. It was lovely joining a community committed to elevating pension administration. My session on MOCA centred on turning operational strength into tangible member value. It…
The Conversation We Need to Have At forums like APTAK, we often come together to discuss progress. We share milestones. We highlight compliance. And yes, we celebrate how far the pensions industry has come. But I keep coming back to…
Across Africa and emerging markets, pension systems are becoming more complex. Multiple stakeholders – Sponsors (Employers), Administrators, Custodians, Fund Managers, Regulators, Banks, Government Agencies, Members, and Pensioners – all depend on the same core data to make decisions, execute transactions,…
Across Africa, pension fund CEOs are navigating one of the most complex leadership environments the sector has ever faced. Markets are volatile. Inflation is stubborn. Regulatory expectations are rising. Members are more vocal. Governance failures carry personal consequences. The reality…