Ask an average African parent about generational wealth, and they will likely talk about land, livestock, or family businesses. But anyone who has navigated local land registries or inheritance disputes knows the bitter truth: physical assets often get locked in…
After more than two decades working in pension administration across Africa, one fundamental question keeps keeping me up at night: How many pension professionals truly understand both sides of the balance sheet; the assets and the liabilities? The answers I’ve…
There are rare moments when a publication transcends its pages and becomes a catalyst for an industry-wide movement. Across the African continent, that momentum is visibly gathering pace. Today, I am delighted to recognize the Public Officers’ Defined Contribution Pension…
For a workforce defined by immediate digital feedback and a fluid job market, the traditional retirement value proposition is losing ground. Securing a financial commitment that matures decades into the future is a tough sell for emerging professionals who prioritize…
We have all seen it before: a workplace operating under a mountain of files, spreadsheets, and complex legacy software where an employee sighs and says, “We have lots of information technology in the office. What we lack is information.” It’s…
Financial Wellness Is More Than Just Money Financial wellness is often mistaken for having a high income or a healthy bank balance. In reality, it is about feeling confident in your ability to manage your finances today while preparing for…
Last week, I stood before delegates at the 7th Annual Africa Pension Funds & Retirement Summit in Mauritius and asked a question that disrupted our collective comfort zone: If our funds are 100% compliant, why are our members still complaining?…
The Conversation We Need to Have At forums like APTAK, we often come together to discuss progress. We share milestones. We highlight compliance. And yes, we celebrate how far the pensions industry has come. But I keep coming back to…
The Shift We Can’t Ignore For years, pension systems have served to protect funds. They focused on compliance, stability, and governance. But somewhere along the way, the system neglected the member. At Systech’s roundtable, one idea stood out. Pensions must…
By Joseph Musili, Head of Data & Infrastructure In today’s digital economy, businesses depend on technology to deliver services, process transactions, and maintain continuous operations. Even a short system outage can disrupt workflows, affect customer trust, and lead to financial…
Across Africa, pension fund CEOs are navigating one of the most complex leadership environments the sector has ever faced. Markets are volatile. Inflation is stubborn. Regulatory expectations are rising. Members are more vocal. Governance failures carry personal consequences. The reality…
Netherlands has long been recognised for having one of the most mature pension systems in the world. Yet even a strong system can face strain when demographics shift, labour markets evolve, and public expectations change. Why the Netherlands Needed Pension…